Indicative rates funds so you can individual users

Charge and charges

The brand new conditions and terms for the home mortgages require you to found typical income, social safeguards otherwise pension money and make use of DNB since your informal bank.

Calculation out of productive rates

BLU Start:Loan amount NOK 2 000 000 as much as 85 % regarding market value. Nominal interest rate 3.39 % p.good. Annuity mortgage having active interest rate 3,52 % p.a. plus front-stop payment NOK 3 190 and you may instalment payment NOK 65. Cost NOK 990 890, complete NOK dos 990 890 more than 25 years.

Amount borrowed NOK 2 100 000, moderate interest rate cuatro.69 % p.a good. to possess 3 year repaired speed. Annuity loan with effective interest cuatro.87 % p.a great. as well as side-prevent percentage NOK step three 190 and instalment percentage NOK 65. Rates NOK step 1 422 590, totalt NOK 3 422 590 over twenty five years.

Car loan getting teenagers having deposit 35 % or higher:Loan amount NOK 150 000 as much as 65 % off cost. Annuity financing that have affordable interest 4.74 % p.a good., effective interest rate six.54 % p.a great. in addition to front side-prevent commission NOK 2 five-hundred and instalment percentage NOK 65. Prices NOK twenty five 484, overall NOK 175 484 over 5 years.

Amount borrowed NOK 50 one hundred thousand. Nominal interest rate % p.a beneficial. Annuity financing which have effective interest % p.a beneficial. plus top-stop percentage NOK five hundred and you can instalment payment NOK 50. Total price NOK 68 777 over five years.

Fixed-rate mortgage loan Saga:Amount borrowed NOK dos 100 one hundred thousand, nominal interest rate 4.69 % p.an effective. for step 3 year fixed speed. Annuity mortgage with effective interest 4.87 % p.a great. also top-stop payment NOK step 3 190 and you may instalment payment NOK 65. Costs NOK 1 422 590, totalt NOK step 3 422 590 more than 25 years.

Car finance Tale and you can Tale Rare metal with 35 % downpayment:Loan amount 150 one hundred thousand NOK doing 65 % from cost. Annuity mortgage which have moderate interest rate 4,74 % p.a beneficial., energetic interest six.forty two % p.good. together with front-prevent fee NOK dos three hundred and instalment fee NOK 65. Rates NOK twenty five 259, total NOK 175 259 more than 5 years.

Tale Exchangeability put aside:Loan amount NOK 70 one hundred thousand. Nominal interest %, productive interest % as well as top-stop fee NOK five-hundred. Pricing NOK cuatro 574, total NOK 74 574 over 1 year.

Home loan around 75 % from ount NOK 2 000 100000, as much as 75 % from market value. Moderate interest rate 4,29 % p.a beneficial. Annuity mortgage having active interest rate cuatro,45 % p.an effective. together with front side-avoid commission NOK step 3 190 and you will instalment payment NOK 65. Costs NOK 1 286 390, complete NOK step three 286 390 more 25 years.

Domestic security line of credit:Loan amount NOK 2 100 100000, doing 75 % away from market value. Moderate rate of interest cuatro,30 % p.an effective. Annuity loan having effective rate of interest cuatro,forty five % p.a great. together with top-end commission NOK step three 190 and you will instalment payment NOK 65. Cost NOK step one 286 390, complete NOK 3 286 390 over 25 years..

Fixed-rates mortgage:Amount borrowed NOK 2 000 one hundred thousand doing 75 % out of market price. Nominal interest cuatro.74 % p.a great. for step 3 year repaired price several months. Annuity financing with effective interest 4.92 % p.an effective. together with front side-prevent percentage NOK step three 190 and you will instalment payment NOK 65. Prices NOK step one 439 690, full NOK 3 439 690 over 25 years.

Environmentally friendly real estate loan:Loan amount NOK 2 000 000 up to 85 % away from market value. Moderate rate of interest step three.39 % p.an excellent. Annuity mortgage with energetic interest rate step three.52 % p.a great. also front side-avoid payment NOK step 3 190 and you can instalment percentage NOK 65. Cost NOK 990 890, totalt NOK dos 990 890 more twenty five years.